The return on investment and value for therapy can be immeasurable as its goal is to improve your life, relationships, health, family, and well-being. I would be happy to discuss my current hourly rate during your initial, free phone consultation. In an effort to provide services to those who might not otherwise be able to afford them, I offer a limited number of slots at a reduced, sliding-scale rate.
I am currently accepting Anthem, Optima, and United Behavioral Health. I am also in the process of getting on the panel of other insurance companies. Don't hesitate to get in touch with me to check the status of my credentialing process.
Currently, I also do not file to secondary or tertiary insurance companies. But I will be able to provide a "superbill" so you can file the insurance company for any out-of-pocket costs not covered by your primary policy. Please note that superbills can only be generated to accounts paid in full. If your copay/out-of-pocket fee from your primary Insurance is not received at the time of service, a superbill cannot be generated.
Reasons to consider Private Pay or "out of pocket."
Because insurance companies only cover "medically necessary care," i.e., that which has a recognized mental health diagnosis attached, Insurance does not cover a full range of concerns that people bring to therapy. People seek counseling for many reasons, ranging from depression anxiety to concerns with identity (spirituality, LGBT issues, self-acceptance) or phase of life (transition to a new relationship, occupation, caring for an elderly parent).
Many clients choose not to use Insurance to defer the cost of counseling because they do not want their counseling to be limited by diagnoses, treatment plans, type of therapy, or session limits as dictated by insurance companies. Many clients are also concerned about privacy. To obtain reimbursement, the insurance company has to know personal information about you and can review your records at their discretion. Your diagnosis is something that is seen by multiple people at the insurance company and can be shared with other insurance companies –life/disability/future health insurance companies and the government. Some employers can even request you release the information to them, which can have an impact on the status of your employment or, in some cases, impact your ability to advance.
Good Faith Estimate
Beginning January 1, 2022, federal laws regulating client care have been updated to include the “No Surprises” Act. This Act requires health care practitioners to provide current and potential clients a “Good Faith Estimate” (GFE) on the cost of treatment.
This new regulation is designed to provide transparency to patients regarding their expected medical expenses and protect them from surprises when they receive their medical bills. It allows patients to understand how much their health care will cost before receiving services.
Several factors make It challenging to estimate how long it will take for a client to complete therapeutic treatment, and much depends on the individual client and their goals in seeking therapy. Some clients are satisfied with reducing symptoms while others continue longer because it feels beneficial to do so. Others begin to schedule less frequently and may continue to come in for “tune-ups” or when issues arise. Ultimately, as the client, it is your decision when to stop therapy.
When we first meet for our 15-minute phone consultation, I will verbally provide you with a Good Faith Estimate (GFE). In addition, this estimate will be available to you in writing with the initial intake packet, which you will also be able to access through the Client portal.
For questions or more information about your right to a Good Faith estimate, visit www.cms.gov/nosurprises or call 800-985-3059.